My pitch will be to help the seller by providing a solution to help them get their house sold.

(never could get him to upgrade)  But his roof was three story tear off with a 16/12 pitch.

Someone could quote 4.1 fixed and ask minimal information.

With the combined $6000 a month it might be possible, if their other debts are minimal.

The additional data entry will be pretty minimal and you'll get so much helpful reporting literally with the click of a button. 

The way I work to stay safe in my business is by minimizing as many of the probabilities of ugly things happening to me as possible, by avoiding as many non-zero-risk situations as possible.

I did one flip last year and made a minimal profit (at least it wasn’t a loss...).

We completely gutted the kitchen, flooring, bathrooms, etc. and made the place into our own palace with minimal budget.Then a year after we moved in, I got a job offer elsewhere with a 50% pay increase. 

ABMYD (always be minimizing your downside).

I’m just feeling a pull back on the horizon which I just feel have as much free cash possible is advantageous but the idea of avoiding selling costs and letting it pay itself off is attractive to even with minimal cash flow.