Hi Carlos, I personally focus on long term rentals in the midwest that cash flow immediately.

I get criticized for deals I do because I have a very long tail approach with a 20 year outlook before I sell. 

I have a family in one of my long term rentals.

We all start out chasing cash flow, but once you hang on to a property long enough to watch it appreciate by 50-100-150k, you realize that appreciation is the game.

It is about the long-term appreciation of the asset.

If you are playing the long game, which you should with rental real estate you will come out ahead. 

I like condos for first investments (as long as the numbers are ok).

Hi Aaron - check out our lender page here on BiggerPockets - you can see info and a long track record of strong reviews: https://www.biggerpockets.com/business/page/49Also, sharing links to the 10-Part Article Series we published here on BP on everything you need to know about DSCR Loans - we are fully committed to transparency and providing info/guidance to the BP investor community!

There's an entire semester-long course in law school called Civil Procedure (the absolute worst - *shudders with fright at the memories*) about figuring out the answer to that question based on the facts.

We are about 30 miles east of Cleveland in Geauga County.