I use them for insurance and have been happy with the service, but hear they can be slow to close during the home-buying process.Are there any neighborhoods i should be focusing on to maximize returns?

You can meet with them one on one or reach out and offer help in return of them assisting you.

SmartLand for some reason don’t return me a phone call and email.

This is an INFINITE return on your money :) and you don't have to wait 7 months.

So I’ll be needing at least 1.3% or more returns.

If this is your first rehab it may be enough of a return on your money to have gotten the education and experience of a successful flip! 

Such expert will be able to help you do proper tax planning, assist with tax strategies for your rental as well as your personal tax return.

buy quality assets look for capital preservation over return..  

125$/month = 1500$/year and a 10% return on your money would be an "ok" deal if your numbers were right.

We were able to get a 80% of rehab value on a 20 yr term at 6%.We decided to wait and do a traditional mortgage since it would return more of our cash and get us a better rate as well as a lower monthly payment.