He is operating as Furniture Medic.

There were some old medical bills, a power bill, a state tax bill I just had no idea about hadn't checked my credit in years. 

Got two more apps this weekend that I had to decline, one had tens of thousands non-medical sent to collections, the other through some sleuthing I discovered had a "zoo" of 6 animals that they had no intention of parting with, so frustrating!

I never base a decision on just the score.....Work History/Income/Why score low/what happened during delinquency...might have been a bump due to divorce/medical/etc...STABILITY is a key factor!...

I wouldn't care too much about an eviction from 1997 and would consider the reason for them filing bankruptcy (especially medical bills)

Financial assistance programs are not unwise to being duped by technicality and will have a clause that identifies such activities as potential fraud, which is usually frowned upon.Perhaps look into Medicare as a possible supplement income for her medical issues.Good luck.

They need to be able to afford rent, utilities, home supplies, home services, food, medical services, transportation, clothing, toiletries, and other personal items.

Is there a medical debt or student debt holding down the score?

I wouldn't buy a house with a basement since my experience has been that tenants sublet them or grow marijuana in them.The tenants in different areas are going to have different expectations.Storage space is always an issue when renting.

An old thread but great advice in all these posts.Sounds goofy but we recorded on our 24/7 emergency phone line "If this is a medical emergency, hang up and call 911, but if this is a maintenance......" and also the same written in our tenant handbook.I know, I know but we have all kinds of tenants.