I'm a real estate investor and interior designer.

Your ac condenser and evaporator coil were not designed for different mixtures of crappy Chinese refrigerant and the two different chemicals will react. as all chemical compounds do when you mix them.

@Traci Penkala  As a developer, design + build firm here in Chicago, I have seen trends over the past 30 years. 

A guy I used to rent to started the website called Gearbubble.com - before that he sold tshirts on facebook before anyone did it through teespring - if you're creative it can be a good way to make money - I've not a design bone in my body - but it's possible now to find people overseas that can get the designs to put on mugs, shirts etc and to figure out FB marketing to sell them. 

While they are not expressly designed for parks, they tend to work fairly well and are inexpensive. 

Alot of contracts have indemnification clauses for certain aspects of jobs that limit liability for things like not liking the color of paint or indemnification for things that an architect designed.

Deposits are designed to make you whole if necessary, not to make you money. 

You should still have the three years to put the $100K back in the 401K, so if you designed your investments correctly, you might be able to do that in time. 

If people can't pay their mortgages there are several programs designed to help them, those who still get forclosed on will show up in 12 to 18 months.

Don't ever think I need you"...the designer I was working with showed it to me and was like is this directed as us??