I have a quick question as to how to allocate my umbrella insurance premium to my REI expenses.

Luckily my big fears of interest rate increases and flood insurance debacles aren't currently coming true.

I have never had an insurance agent ask which kind I have so no insurance concerns.

I think it's vital to find an attorney who isn't just looking for perfect residential sale transactions to sell title insurance and fit the transaction in a little box.

But if you realistically look at the total cost of owning a house - purchase price, interest, closing costs for both buying and selling, insurance, taxes, maintenance and upgrades - over the entire period of ownership a house is rarely actually a positive investment.

Do you get a builders risk insurance policy or anything like that/

However the owner of the house next door was able to get a flood elevation certificate showing that flood insurance was not required.

Confirm insurance coverage and take over claim.As others have said, you also need to winterize; bleed all the lines and add anti-freeze to toilets.

Buying without title insurance isn't a beginner's game unless you are playing with money that you can afford to lose.

The way I typically view vacation rentals (Beach/Snow) is that you will pay for the mortgage and the expected revenue minus upkeep/ property management will possibly pay the HOA/Taxes/Insurance.