It is based on the year of purchase.

If a buyer is offered a 2-1 buydown (starting at 5.25%, increasing to 6.25% and then to 7.25%) with all closing costs covered except for $3,000 (to be paid by the buyer) on new construction through the seller's preferred lender, and signs the purchase contract in April 2024, the house will be completed by the end of September 2024.

Goal is to reduce your biggest expense (housing) with income coming from the ADU to save money for your next RE purchase.

We purchased our first 2-unit property about 6 months ago. 

Then, they will fund a portion of the purchase price (80%-100%) and usually 100% of the rehab on a reimbursement basis. 

I have a tenant who has lived in our 4 plex for almost 15 years, long before my husband and I purchased it 6 years ago.

👋🏽What exactly are you looking to purchase?

For my purposes, I am not trying to purchase all the properties.

Broaden your investment tactics beyond the BRRRR approach, consider purchasing and holding properties, and evaluate your tolerance for risk and long-term investment goals.

Your gain and tax is determined by the net sales price ($240K ish) minus the adjust cost basis ( your purchase price plus capital improvements and minus depreciation).A bigger concern though would be that if you are wanting to do a 1031 exchange you probably should not refinance right before a sale.