Ultimately I want to own rental units for passive income.

Unlike qualifying for a typical mortgage where it's all about income and credit, in this arena it's all about experience.

All of our programs are low-doc and don't require income verification. 

I do know that I want to invest my money in Real Estate and potentially in years to come retire with the income being generated from my properties.

For $135,000 you can surely buy a quad in ABQ but it will be in an interesting area and either need work or will have higher maintenance costs due to the clientele.But lower income housing surely cash flows better and NM has good weather.For me personally the question goes to what is your long term goals, why NM?

I am currently a Real Estate Agent who is looking forward to doing some investing for some rental passive income!

@Adam Kuhn it's not a joke decision but once you have enough passive income from your investment  you will love this financial freedom.

@Jeff Rappaport has a what appears to be a great deal in Pocatello idaho  https://www.biggerpockets.com/forums/517/topics/345128-idaho-multi-family-income-property-owner-will-finance?

Our goal in real estate investing is to gain a substantial amount of passive income to allow us to work fewer hours at our jobs and more hours together doing the things we love. 

My only "plan" was to continue to buy homes once I could save enough for down payment/closing costs and lease them out hoping to cover the mortgage and still make a little monthly income ($150 - $250 minimum).