This property offers a spacious layout and a bonus room waiting for gym equipment or home office.

It's important to note that you don't have to pay taxes when doing a cash out refi, which is a huge bonus. 

Likewise I am always a fan of buying for cash flow (unless the goal is to flip) if you buy for cash flow then you know your mortgage is covered and that you can wait until the time is right to refi.Overall I would find the right deal and make sure the numbers are solid (don't be overly generous with rental estimates or not thinking about all possible expenses) if the numbers are good then you can cash flow, if you can cash flow then within a year when rates stabilize and you add value to the property you will likely be able to cash out without too much of a problem.BOL!!

Bonus if you know how to use a DSCR loan etc for something like this.

@Luke J Nelsen I’m a fan of the Chase Ink Preferred card, they have a great signup bonus right now.

Bonus Question: If I get two offers from the two credit unions, do you think the one with more flexible line terms would match a written offer from the CU with a lower interest rate?  

If she needs extra cash, she just bonuses herself out.  

There is a wealth of information and generous people to help you out!!

Even old time Tenants will want to go to the Testing Phase if they see their Landlord falter, get too over generous or too understanding.When that happens the Tenant's stability changes because the rules are changing throwing the tenant into the Testing Phase again, so we don't ever want to falter but always stay strong and in control.THE MOVING PHASE:During the moving phase the Tenant, no matter how many years they have been with you, seems to forget everything again.

The bonus to me is they share those videos with all their friends and I end up with new clients.