Hello BiggerPockets forums,I have been reading these forums for a while now and decided to finally make a post.

I'm in the final stages of the HELOC but I'm trying to decide between getting the maximum HELOC limit ($350k) with prime + .85% APR or stay with 70% LTV ($250k) and get a better prime - .25% APR.

You may come across a seller that finally realizes that there are answers to his needs that he never imagined. 

Final point, Borrower does not want to hold the property as a JV once refinanced.Thanks in advance for you reply,

If the property sells for more, the overage goes to any subordinate lienholders until they are paid off, and then finally to you.

We have not finalized the purchase yet and we are wondering once we do... how to proceed?

Finally- tenant screening- this is really simple, people tend to overthink it.

Patience and persistence are also key - I think it took 3 or 4 offers for one client before we finally got a MF property under contract. 

I have read negotiation books, listened to podcasts, and I’m finally attempting to put these negotiation strategies into action. 

If in need of financing or refinancingCheck us out at bluegrasslending.com for more information, but here are some key points:For Mortgages:- Low as 4% interest rate (can get to 1 + prime)- Between $300,000 - $75,000,000- Up to 80% LTV- 20 to 30-year amortizationsFor Construction Loans:- 5% to 9% interest rate- 60% LTV of final value (up to 50 million)- 100% loan to cost- No prepayment penaltyDirect message me with any questions.