As I recall a change to the Texas HELOC law now allows you to borrow up to 80% of your equity in a PERSONAL Residence in Texas.

I am using equity I have in a building.  

This way we'd be able to get a great deal on our house, it'd be up to the standard of house that my wife wants since we'd be in charge of the reno, and we'd be able to force enough equity in the property to eventually refinance it out later when we move to possibly rent it out. 

I am also not opposed to putting in some sweat equity into our flips, although I would not be happy doing this on a full time basis.I know that there is no “right” answer to my question as there are so many factors to take into consideration, but I’m going to ask it anyway.

I am a tax lien investor and recently a judge entered foreclosing rights of redemption in my favor, so i'm getting ready to settle all the arrears so that i may gain access to the properties.

Hi @Isaac Gougler, I fully agree with @Alex Deacon and Aaron Klatt, you're asking the right question and find someone who has experience and offer to do the sweat equity. 

Had to get the bad flooring put in and then after it was ours, we put in good flooring.It was a risky course of action and we were advised not to.We started off having a lot of equity in the property though.

While the Springs is proposing an Airbnb ordinance, it is much more favorable to investors.)Enforcement #s from Jan. 1-July 31, 201853 reports completed by Denver's excise and license division, all related to questions of someone's primary residence status47 provided necessary documents to prove primary residency6 cases referred to City Attorney's office112 complaints of non-primary residency70 open STR investigationsNew requirements for new and renewing licensesUnlike before, you now have to prove your primary residence by providing at least two of the following documents: vehicle registration, driver's license, voter registration, tax documents or utility billFuture options the committee is considering** Note: any changes to the ordinance would have to go through the Denver city council process and therefore is months if not a year off.

I usually handle absentee properties so this deal through me for a loop.The home is worth 400,000 as is, the owner owes $310,500 to the bank and had $88,500 in equity.

Alternatively, you can try to get a private money loan or ask the seller to finance a portion to reduce the down payment, but typically equity is the preferred method when you need funds for a down payment.