That way the two of you can discuss when to call, when and how to explore on your own. 

Also, deal comes with another vacant lot which I may also look into developing in future but for now business down street would like to least it for overflow parking of vehicles so will be exploring that also as a way to bring in some extra income until decide what I want to do with lot.5. 

Explore the forums and ask lots of questions.

Im going to see exactly what kind of rates a commercial loan will be, then explore options from there.

I  normally deal with residential properties, however I have a client that wants to explore this realm of over 5 units. 

I've explored local banks without success. 

The good news is you have lots of options to access this information yourself, and you can take steps to correct any errors you find.Once you are confident your credit report is where it needs to be, you can explore financing options, like traditional lending, hard money loans, and private financial backers.

As a newb I’ve kinda restrained from gathering too much information on it because i don’t know how to even begin to explore financing.

I have done a bunch of  SFH Rentals, but want to make the jump as I have heard it is a great market to explore. 

Should I explore other financing options like possibly a personal loan or hard money?