I'm having trouble getting an accurate report being my criteria is different from analyzing a new rent house purchase and estimating its cash flow potential.

I think there is a great BP book too, Estimating Rehab costs, by J Scott (I don't have that one yet, but he's a wealth of info, so I'm sure it's great!!)

@Tre Tyler Most lenders can give you an estimate in writing with a verbal credit score, but terms can change if after beginning the process the score and other information is different than what you provided.

Over time you’ll learn how to properly comp properties, estimate repairs, and price properties rights to sell. 

My company that is relocating me is giving me 7% of the estimate value ~30k after taxes for moving cost.

After I move out, the property will cash flow based on my estimates.

For example, I believe my maintenance/cap ex allocation is accurate but most people would find them to be very conservative (I suspect they have not spent the effort calculating the estimate that I have).Related to expenses, the 50% rule really is not a rule but a guidance. 

It's a small town in Kansas and while I know I could rent it for about $1,000/mo; I'd estimate it being between 94-104K but a bank could (and I'd have to assume) they would disagree.

Not saying anyone would intentionally mislead you but I’ve seen brokers and wholesalers estimate values high.

The cash back is pending on what my house appraises at, which could be $190K to $210K.Summary:All 30 year fixedOffer 1:Offer 2:Offer 3:Interest Rate4.254.3754.875Total Closing Cost$103,734$108,913.33$106,790Base Loan Amount$150,000$150,000$157,500Cash To Borrower$46,266$41,870$50,710New Monthly Payment$1,275$1,285$1,327LTV75%75%75%Estimated Home Value$200,000$200,000$210,000Offer 1:Rate: 4.250%Loan Cost/Closing Fees: $8,816.24Loan Cost: $8,775Initial Escrow Payment at Closing (Taxes & Prepaids): $3,273.15Loan Amount: $150,000Discount Point: $2,917.50Cash-back: $46,265.76 (home estimated at 200k)New Monthly: $1,274.58.16 ($833.50 for Principal and $494 for taxes & insurance)Offer 2:Rate: 4.375%Loan Cost/Closing Fees: $13,995.33Loan Amount: $150,000Discount Point: $2,062.50Cash-back: $41,879.02 (home estimated at 200k)New Monthly: $1,285.88 ($748.93 for Principal and $536.95 for taxes & insurance)Offer 3:Rate: 4.875%Loan Cost/Closing Fees: $11,872.00Loan Cost: $9,000.88Initial Escrow Payment at Closing (Taxes & Prepaids): $3,248Loan Amount: $157,500Origination fee/2.125% of Loan Amount (Points): $3,346.88Cash-back: $50,709.90 (home estimated at 210k)New Monthly: $1,327.16 ($833.50 for Principal and $494 for taxes & insurance)Other:I'm leaning towards option 1 because of the better rate, lower closing cost and lower monthly.