I must confess, I thought this topic would garner a lot more interest....Surely there are folks on this site who are effectively using private lenders for loans of 5+ years to finance your buy-and-hold rentals?

If you can assign, then your capital partner can effect a loan and you can do a partnership where the principal loan has first priority of payment.

The problem you are describing is the effect of countless possible causes.

You want to purchase hazard insurance for your rental property with a liability rider anyway, so the extra cost and hassle of an LLC may not really give you any more "asset protection" than the insurance policy already provides.There is no one-size fits all answer to your question.

In a few more years of tenants I'm afraid the drywall may need removed and new studs put in.I'm considering purchasing a flat panel wall mount that will fit the size and weight of most retail TV's and installing it myself and making this part of the lease that the wall mount can't be removed.This rental is in a higher end development so the concern of the tenant not having a flat panel should be slim.

From reading, I do understand that there is no 'one size fits all' for structuring syndications.

This is an effective way to market that is frequently forgotten.

That way you would get the effect you want (loosing the dude-n-dollas) yet not impose any more requirements on forum participation.

They'll provide answers to 99% of any tax questions you may have, and help you to be much more effective in developing strategy with your CPA.

I understand that a higher debt balance would lead to a higher effective interest rate but i do not understand how the loan term would change (unless the buyer opts for the same monthly payments before and after the capitalization of the closing costs)