After listening to experts, the criteria a new investor looks for in a "first flip" house would be: Entry Level home with relatively standard design (cape, ranch, split, colonial as opposed to Modern or Unique) 3 Bedroom 1+ bath (I'd prefer 2 myself) in a neighborhood that has recently demonstrated positive activity where multiple sales are occurring with relatively short "days on market". 

This is specifically designed for entrepreneurs who are self employed.  

I can look at photos of a newly rehabbed property hitting the market and know if corners were cut, and if the design choices will resonate with buyers. 

The penalty is really designed for big businesses like Home Depot who have thousands of independent carpet installers, ect.

Just starting out seems to be the first big hurdle so I'm looking toward some creative financing to meet my design expertise and get going.

The only flaw I see with your design on first glace is that your commission bonus structure is too generous. 

I have been searching for FEMA designations of 4A, which is in a low-lying area of southern New Jersey.

We have designated $30,000 for renovation and have not figure out how much additional this conversion to a 3 bedroom will cost.As it stands now, we have to replace the ceiling of the garage because of water damage and the garage doors are damaged so 2 garage door have a $800 replacement  estimate that is included in our $30,000 renovation costs.  

YOu should try LinkedIn for Architectural Interiors - Designer and Detailers ....Designers RX are quite good in this work...

I could be naive or the product of not having ever lived in Pittsburgh as an adult, but I always tell my husband "it just feels different, even the 'bad' areas."