What "Prompts" any bank to "randomly check as they say" a persons or customers credit score?

It won't happen on its own since the trucking industry just passes on price increases to customers via fuel surcharges.

However, you run the risk of confusing your customers.

This is an issue of local custom and between the MLS co-brokerage agreements as to any offers being accepted.

Since it's not you paper, you probably won't be too concerned with customer service levels but might get an earful if it's poor.

The surrounds are custom made & installed by a local shop - they come out & measure the walls before making them & you can specify different "base" colors & "swirl" colors..big or small soap dishes, etc..

Marc Bodinger I have dealt with the larger banks for the first few properties I purchased as well as several refinances and my problem is that I typically dealt with a closer that seemed to be paid off of commission, therefore customer service failedWhen I went to the smaller banks they wanted a full blown audit trail for all of my income.

If you talk with individual builders, they might have an entire department dedicated to buying land, or one person.

Are there any templates that I can customize.

We opened our first US TD account while I was at a customer site in NH (working with my other company).