Then the 60th payment is the entire outstanding balance.

Well im currently considering this route wholeheartedly, thinking if I can approach someone whose home has been listed as a foreclosure before the auction date, negotiate with them to pay their outstanding fees provided that they will sell their home and in turn split the profits. 1.But what does the law say about this?

Eventually you'll be back to square one with a 30 year scheduled payoff date never moving as your payment is just a function of the time left to maturity, interest, and outstanding balance in this case.  

I realize all that borrowed money is working away for me, each dollar I borrow (that's not for the damn house or car) is making me a decent return.  

Damn $100k that's 20 bottles of white Screaming Eagle. 

So...You have read a ton of books and NONE of these damn books tell you to find the cost per deal right?

It's built on a very flexible, but simple platform (kind of a WP platform but tweaked specifically for REI's) and is quite powerful "out of the box".Customer service is outstanding (as told to me by clients), video training is outstanding and while they make things simple, it is still powerful and seems to convert leads into prospects very well.An SEO expert could get both to do great things, but in my opinion IC also makes it very easy for a beginner to get up and running with a very effective online presence.

I have a question regarding an open HELOC on my primary residence with an outstanding balance.

This guy's track record is outstanding.

I am not necessarily referring to outstanding liens if they exist, which I assume would come up later in the process.