I grew up in Missouri farm country in the seventies when farm prices were seeing dramatic increases.

I noticed an increase in hits at one of my sites and didn't know why.

McLeod used the $307,000 equity she had in the house for personal expenses, and his grandmother now is at risk of losing her home, prosecutors said.Foreclosures and delinquencies have recently increased in the Washington area and elsewhere.

As the media continues to bombard us with all the news of the increasing foreclosures, it seems to me that there is an opportunity for Realtors to help.

Obviously, in terms of the "Big Picture" there has been a crisis of secondary market confidence with regard to the enormous increase in borrower delinquencies and pending or actual forecclosures which has led to a major culling of the ranks of wholesale mortgage lenders... now probably close to 125 lenders who have closed up shop within the past 5-6 months.Actually, many of those lenders were little more than "Super Brokers" in that they relied upon warehouse credit lines or correspondent relationships with "Big Brother' lenders.It's somewhat analagous to our belief in the notion that a $100 bill is actually worth $100.

The point the authors make is that while many people are leaving the marketplace due to the media's drumbeat of "crashing RE markets" and the increase in market supply, savvy investors should be buying as many good deals as they can instead of sitting on the sidelines waiting for the market to finish its correction.

As for your other feedback, it is noted, and as I've explained, we are working to make improvements and will take all suggestions into consideration.

There are hard money programs that would allow the borrower to get to 100 CLTV, but it would require increased seller participation (on the magnitude of between 35-40%).

I have seen my website traffic increase, but it is still only a couple dozen "unique" visitors per day with 0 usable leads.

Vegas Gal,There are three stages in a real estate downturn:1) Housing inventory increases (days on market increases) - this is where Las Vegas is now.