I'll try to post from the computer another time.

There are a lot of investors who aren't so awesome with computers.

I am currently going to back to school for computer programming.

I was about to go to one of those Seminars but, just as I turned on my computer; Russ Whitney, and Jason Lucchesi, and a number of other Real Estate Guru messages hit my Computer.  

I do understand that I am not wealthy yet so I am currently pursing a bachelors degree in computer science.

Armando Montelongo, not so much.It's just like anything else you're a consumer of--would you blindly by a new computer without doing comparison shopping?

Down side is computing interest on outstanding balances and accounting/servicing.You could make it easier requiring an amortized payment and simply disburse the entire loan amount up front, but I would still make it a future advance loan so that you can extend future credit without having a new loan closing and modify the note with an addendum or subordinate notes.

My husband owns his own company in tele-communications and computer networking.

Shane,Google remembers kind of like cookies with the SEO for a search term when you type it in.So you could think you are on page 1 but it only shows that when you search on your computer.If the search result from multiple computers has you on page 1 then that is much more powerful.Also do not get overexcited about hitting the first page.

So, I would be very cautious about this rating...it's easy to get an A+ because it's calculated by the BBB computer based on a formula for the number of complaints and the rectification of those complaints.