Last time we seen him was in a coffee shop in Oakland, didn't know that would be the last time we would get to tease each other.

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This did not include preparation of the pad ($700, with 2 loads of clay/soil), or any permits or impact fees.

Next be sure to browse though the Learn section above it is loaded with great information on nearly every topic you can imagine.

Maybe we could get together for a cup of coffee or something.

Welcome @Tom Cox , be sure to read the Learn section above, it is loaded with lots of great information.

Pat, had to think about that one, came close to saying I'd be speculating, but another sip of coffee gave me more confidence IMO to it's my guess the answer is no.With a contract for deed, title is held 100% by the lending seller, the fact that a lender has an interest in title is irrelevant, it's a financing contract on residential property subject to the Act.

Know that's part of the process, but not our favorite.Like to meet savvy Baltimore experts for coffee and drive around with and talk real estate.

Geesh....I jumped the gun and assumed it was owned free and clear and coffee is wearing off.

Welcome to BP @Alex Parra , be sure to read up in the Learn section above it is loaded with great info.