The property also has a 30x32 detached garage with 12 foot ceilings with a built in car lift, natural gas heat, air conditioning, and an unused, but functional water line.

Hired architect, engineer, and contractors for Major Remodel for 2 of 4 units.

B) I will never look at any future deal, ever, your loaded into spam engine and "poof" annoyance solved.

Shouldn't be an issue so long as the single family is located near enough to commute to where you worked as a staff nurse.For tax home proof, definitely wanna make sure you have utilities etc in your name, voter/car registration for that address, and keep one room to yourself.Good luck!

Short term is for the obsessed and the engineers. 

From trying to buy a car in my early 20's with a credit score of 467 to racking up $60k in credit card debt in early 2018, I've made every wrong move. 

My original plan was to buy a move-in-ready 3 BD, 2 BA, 2 Car garage, 1,500 sq ft house in the $280,000 range, but I later found that to be unrealistic.

Car payments can be deferred and sometimes partially forgiven.

And just a tip that you probably also know but just in case, it's really tempting to add stuff or leave stuff out but a good script is built like an airplane engine, the stuff that's in there is there for a reason and throwing extra nuts and bolts in can ruin it.

I would say maybe find a off market deal. see if the owner is down with " owner financing. use that 10-15k as a down payment the finance the rest of the balance through the owner ( be carful though, these are usually 4-5 years interest only payments) Then at the end of the term you will have a balloon payment for the remaining balance. with hopes of your property going up in value , through appreciation for remodel) then do a cash out  refi into a regular loan. take that money from the refi to pay off the owner.