So I am not sure what your fixation is on telling me and other investors to do their own pro-forma...I agree with that statement...buyers should do their own numbersIt does not make my point any less significant, realtors(like all other humans) make some pretty outrageous claims, and/or small stretches of truth to hype a landlocked swamp parcel(figuratively speaking, sometimes), because the asset needs to be hyped because no one would buy it otherwise...and this can be a time suck from real motivated buyers having to filter out goofy deals.

The other account is all the funds that I have to live, eat, and breathe.

@Joe Splitrock- agreed on politicians, every single one does the same thing, both sides; I have a built in filter for that.The CPI shopping cart is imperfect for sure and I have been reading debates about what it should include, how large the share for housing should be.

It seems he is doing very very well in London, Ontario.https://www.youtube.com/channel/UCdRtqnqBSq4GY7DGiYICu5gHope that helps =)@Roy N.Thanks for the reminder Roy, yes I agree 1% is a rule of thumb, and I have been using this rule to filter massive listings.For sure I will post once in the future=)@Jacob G.Yes I agree, small towns might be better.

Having 6 months of the mortgage in savings can give you some breathing room and help you avoid financial disasters.Summary:To get started with house hacking, you need:• A down payment of 0-5% of the purchase price.• Closing costs ranging from $5,000 to $8,000, which can be negotiated with the seller or handled by professionals.• 6 months of personal living expenses saved up or a great safety net from family or retirement funds• 6 months of the mortgage saved up or a great safety net from family or retirement fundsAm I forgetting anything?

Most other drugs filter out of your system fairly quickly.What we really are looking for is avoiding heavy drug users as tenants, not the occasional marijuana user. 

It can allow you to filter out some of the ridiculously overpriced investment properties you're seeing listed, and can allow you to concentrate more on the ones that deserve your time. 

Unfortunately, CL also filters for the abbreviated URL formats and disallows these as well.

The quality of the air sealing is also a big factor ... if there is a draft, then 18" of batt or blown insulation makes a good filter, but marginal insulation.

However, I would get one without a water filter … those can create different issues down the line.