I also found a coupon code "search" which was supposed to take me to 261 (That's what it showed on the screen when I applied it).I figured the total would be about $200 with the prorate and coupon.

Excuse my curious nature but I would love to see the different perspectives on why you all chose real estate and what you like and/or love about it.

I am also researching a strategy tool that applies only to for profit commercial property.

I've learned a lot, or so I think, just haven't applied the knowledge yet and frankly I am still fearful.

Reason for 30y would be so that my debit to income ratio would be lower if I was applying for a 2nd loan.Main thing is I won't be able to qualify for a loan without my full time income, however, I really need to go part time asap as the busy season for my biz is coming up.

By "nice place to live" I mean: a city that's sizable enough to have cultural/sports/arts activitiesparks and proximity to nature would be a plusclimate-wise, I grew up in CT so I'm used to four seasons, but would rather not go anywhere north of thatThanks in advance!

In fact, I feel that most pm are predatory in nature looking for prey.  

If it is April 1 I might hold the application and see who else applies.

It seems like a lot of information that does not apply to me ?

At the end of 5 years, you can decide to change lenders, in which case you need to apply to other lenders, or your existing lender (as long as you have been making regular payments) will offer to continue your loan into a new term with the existing amortization continuing.