That is the only obvious thing to me that it appears you are missing.

A total repaint doesn't appear to be out of line as you have admitted to the kids marking on the walls.  

There appears to be a growing migration to Houston and it's surrounding areas attracting a wide range of mattress money clients.

The collateral....this is the big issue being underwater.The assumption being made by the venture capital bunch is that uninsured notes in the secondary market are restricted to 80% LTV, they appear to be saying the collateral is now lower and 80% of that is what the note is worth.....not so, collateral alone does not determine the value, it's simply a risk factor, you could off set that risk by digging into the financial position of the borrower and their ability to pay.

It appears to hide stains better than the one-color type.Time will tell, though- I just installed it last year.

video=pop&t=a It appears that Obama supporters blindly believed some flashy marketing and a plug by an african american daytime TV talkshow celebrity and bought a product that has turned out to be a huge let down and did so without doing a closer examination into the actual quality of product they were buying.

This appears to be a very straightforward issue you are dealing with and a conventional loan will be the cheapest and most financially sound decision.

Sometimes, you can provide an affidavit or deposition, rather than appearing in court.

The header above the door does not appear to be load bearing.I would appreciate any thoughts.  

It appears the main problem was fraud lol.