However, due to issues with the builder and not having all the upgrades we want for the house,  and with the banking sector blowing up, we decided to pull out of the contract.

@Logan HicksFirst, let me explain I am not an advocate for this but I'm also not against it.

The bank isn't going to let you blow their money.

@Joe Villeneuve I agree with Joe and the prior poster who advocate the opportunity cost angle.

It's important to advocate for the value you believe is justified based on the market and the work you've done.

People who blow off permits are just a ticking time bomb for it to catch up to them.

@Carnet Williams, feel free to message me and I can send you a few I have completed, although my banks generally like their form, and while they may accept another, I have my few relationships that I go back to, time and again, meaning I just fill out theirs, since I would need to update from scratch anyways.I also agree with Quinn, that this is not a blow-off request. 

In fact, it scares a lot of phonies away.You should be aware of these and other fair housing/discrimination laws before you start advertising rentals, so in your case I would advocate to outsource as much as possible.

I have no HOA and maintenance has been a few hundred a year save the AC blow up.My PITIM is about $630 so with $1,000 rent, it is not a bad return as long as there are no maintenance blow outs.WIth today's prices, I would say you can still cash flow, but the room for error and profit is much thinner.

Make sure you are up-wind so it doesn't blow into your face (it's like Mace).