Then if the concept works, you go to the bank with your T-12 financials and borrow the $ to exercise your option.

Has anyone had an experience with county t lower the tax bill?

I agree with @Lydia T..

@Jaquetta T Ragland   That is the big question; in my area I would answer your question as no.

Technically t's his business and since you both know the client, it would be a gray-ish area that you'd have to trust a board to decide on. 

Occupancy limits strictly enforced.Based on what you are saying and the fact that you plan to live in the home, there are going to be a few challenges here.My best advice in terms of getting this approved using all of the right methods would be:Follow the paperwork to the T.

Always returns calls promptly and makes sure the i's are dotted and the t's are crossed!

@Maria T.

I would go cash out refi if I were picking and option, just make sure the rate is good (rates on cash out are higher than R&T refis).   

Anyway, we definitely got caught in that sh#@t storm!