If ever there was cause to come together and fight for better enforcement laws, the issue of squatters is it. 

Good luck Only issue is, I'm 18 and renting w my family.

You need to consider the safety and welfare of your other tenants (if this is a multi-family unit).  

A debt structure for SFR that's valued by cap rate as opposed to individual appraisal.Im open to speculative conversations but here is the scenario.Tenant: National tenant, operating 4000 leases nationally on single family homeswilling to pay 1% of gross value and sign a multi year lease.

The amount of time you will waste trying to dance around the issues will be legenday and shall I say, "insisting on being right (or insulted) when you don't know the answer can be costly".I was planning on getting a CPA, but not knowing the right questions to ask of someone who I don't exactly trust yet (as a new customer) isn't the best way to go about things.

If so, ask to see the lease agreement because if you happened to purchase the home you're going to acquire that tenant too, which may come with issues.

I believe its the sellers expectations not the amount of money that's the issue.

They are weighing the cost of fighting the "quiet title" issue, what they are going to get at auction, the time frame of getting the property to a sale date and the cost of carrying the HOA fees, the property taxes and the homeowners insurance during that time frame.

I definitely never thought this would be an issue when I purchased my house.

I definitely do not condone doing work illegally, however as a country we also have a huge housing issue (and skilled labor issue as I am sure you know first hand).