These loans are all 30 year fixed rate loans.

Real estate is a long term game (overall) and sometimes investing in yourself and your active income can yield a higher rate of return, in which can also excel you investing.

If you are going through Guaranteed Rate for your prequalification feel free to reach out directly if something doesn't sound right.  

I am thinking of moving into a different market as it has been pretty stagnant for me especially due to high interest rates not making the numbers make sense in this market in my opinion.

My name is Michael and I am seeking advice on how to go about my first purchase.I bought my first property as a primary residence for $258,990 with an FHA loan at a 4.875% interest rate. 

Gerardo here.I'm a New Real Estate Investor from Mexico.I was reading about the latest news that Fannie Mae expects a "mild recession" in the next few quarters.Fannie Mae Expects a Recession as Mortgage Rates Continue to Climb—An Opportunity for Investors?

I know typical rates are 8-10, sometimes I've seen 12%. 

You have to build that into your cap rate on the purchase.In general large governments tend to be inefficient with money. 30 plus trillion in debt with little of anything to show for it.

When we lend, we don't have a pre-payment penalty as long as the loan is a certain size.This lower interest rate is what raised a red flag.   

Need advice if this is worth looking into.The property has been negotiated at a 20%  discount and 7.6% tax adjusted cap rate. 70% LTV with Freddic Mac loan.