As clients seeking the services, we are the marketplace that determines who has earned the right to earn our business.  

We also offer one more ingredient.

For example, if you have a one million dollar portfolio earning you 5% ($50,000/y), and you "borrow" $100,000 of it to buy you a rental investment, then all of a sudden the stock market nose dives so that your portfolio is only valued at $700,000, all of a sudden you owe your portfolio one dollar for every seven, meaning that your portfolio is only worth $600k.But if you had only used $20k and took out a normal mortgage for the other $80k, your portfolio would still be worth $680k.In both scenarios, the value of your property investment will likely have fallen by the same proportion, so the real question becomes: how much built-in equity did you manage to achieve to begin with?

We accumulate about 50% of everything we earn and live what would be considered an extravagant lifestyle by MMM or ERE standards.  

Why would I keep a savings account that earns $5 / year?

They are on commission onlyWhen you talk to the owner of the auction company, let them know that you are actively involved in real estate and would they consider hiring you on a part time bases and pay you a commission for every transaction you bring them.Make sure you have something in writing as to the amount they will pay you.Ask if you can become an auctioneer associate, ask if they will train you and if you can your their facilities to help get leadsMy auctioneer associate's average earnings is about $90,000 a yearUse the Control and Roll system to increase your income.......that is control a property at a price that you feel you can sell for more, put it up for auction (while working for the auction company) and sell it for more, ( Example: your contract offer ----with special clauses and disclosures---is for $100,000, you book the property with your auction company and sell it at auction for $115,000, you make $15,000 equity plus 25% of the buyers premium commission paid to you form the auction company. 

Simply put, pm lenders sit their investment in an investors deal and earn 5-7% on a long term basis instead of earn close to nothing in a CD or Bond.

I am working on my debt snowball, I own (mortgage) a home and my future prospects for "earning" more income are limited.  

Guaranteed payments represent earned income to the members, thereby qualifying them to enjoy the benefits of tax-favored fringe benefits.As a member of an LLC, you are not allowed to pay yourself wages.

Another investor who would just have the money sitting in a savings account earning a fraction of a % would be happy with just a 3% return as well...Or, maybe an investor is going for an appreciation play - they might not care about cap rate either.