I have a broker licensed in TX with my company that will be able to beat both those retail lenders that you mentioned.

I live in downtown and sold in the area for years so anything Central for me in the valley is ideal.

There was a change recently, a few years ago now at least, where transfer to Title to a LLC of your own is okay. 

Ive been investing in DC for 15 years and never heard of them.

Based on our current income levels I should be able to accomplish this goal in the next 10 years and I am 39 now.My question to the group is what to do with my 401K.

You may encounter a large cap ex hit in the 1st year of ownership before your cap ex money has accumulated from rent and there should be leeway to handle that with some sort of reserve funds or maybe an open line of credit.

An REO lender I've known over the years calls me on deals he knows I can purchase quickly.

I'm not even 40 yet and have already lived through three "1000 year floods" that should only happen once per millennia.

Hello,I've been working on getting my first house hack deal in the central valley in California for almost a year now.

It is a very specific one year program that will allow me to make a lot more money in a full time position.