@Brittany AdamsSomeone just has to pay off the taxes.If the owner is truly motivated to sell, they need to talk to the tax assessor and let them know that they have a buyer.

The big problem with small multifamily in Sacramento is all the cash buyers from the Bay Area.

@Matt Berklacy you don't need a real estate license or mls access to write your own offers as long as you are the buyer.

Buyers filed ch 13 in 2012 and I received payments through the bk trustee.

My client, the potential buyer would like an estimate to finish the home and complete the construction.

P.S  I'd like to begin working on my loan pre-qualification so if you know of any solid lenders for first time buyers I'd appeciate it.  

But yes I would do the indivual returns other wise

@James Wise I'm trying to track down property owners for vacant homes and lots.

If your kids can test in, Lowell is one of the best high schools in the country.Location-wise, 36th and 37th ave near Judah and Taraval are the most convenient since they're close to the train lines and have plenty of street parking, which is a rare luxury in SF. 

So, if a lender is only willing to lend 60%, the bank may allow a seller second of 15%, reducing the buyers down payment to 25%.