The vast majority of insurance people out there do not understand this because the majority of them are not active investors themselves and because of this, provide incorrect information and either inferior products and in many cases, based on my experience, the absolutely incorrect product altogether.

After all expenses paid, keeping vacancy and capex, pm in mind.Just not sure its a good rental area because of the vast townhomes that are much newer.

I realize this will change rather drastically from one area to another (and will be vastly different in appreciating markets as opposed to stable rental markets).  

I recently looked at condos in NYC and the vast majority had carrying costs of almost twice the rental rates.

The key point in the article (if accurate) 'The bill would still allow landlords to obtain proof of income, as well as detailed credit reports that include information on total debt owned, bankruptcy and foreclosure history and delinquencies on current debt, the Daily News reported'What's in the potential tenants credit file is vastly more important than any score. 

I would focus on your day job (and increasing your earnings and position in your organization), go all out learning and reading every real estate book in the library, even buy a few used..listen to every free podcast on the Internet....then put the savings in, like the others say, a low fee index fund..

Go to https://www.municode.com/library/ga  and click on your county.

Such a vast increase only creates a greater demand for Senior Living Facilities.

Based upon this thread, it seems like the vast majority are happy with their KC investments.

During the time that my wife occupied the home she had two roommates that paid for the vast majority of the mortgage, taxes, and insurance on the home.