(Although I do understand that 20% down can be unreasonable given our CA prices :x).

As I said at the beginning, startup money is my biggest hurdle since most loans require between 5% and 25% down, and I know that it's best to put some down for rates anyway, but I don't have that.

Depending on what kinds of hurdles are agreed to, then when you go to sell the profits would be split 50/50. 

Anyone ever go under contract on a property that had a lease to own agreement that is broken apparently and the tenant is still there? The seller adv the tenant may believe they have claim to the property. The seller ...

I don't think it was unreasonable for her to leave the remaining two sets in the lockbox.

But would like to work with one on some future deals.Having said that. the more I look at where we are in massachusetts in terms of single family prices, I feel like good deals at 65%-70% of the ARV are unreasonable if not impossible.

banks are going to want 25% or more down for non owner occupied properties.Getting over the 25% down hurdle is an uphill battle.we've had success getting small amounts of owner carry but had other free & clear properties to cross collaterize.

as a buyer you asked for everything to be fixed, seller screams and says that is unreasonable and agrees to fix a few things, you guys compromise. hopefully the appraiser doesn't make appraisal subject to the repairs. if so you can't get funded and close until the issues are fixed. 

I feel like if I can focus my efforts on establishing those relationships with multiple lendors then the money will be one less hurdle and the deals I identify I can actually get and start building my business.

However, since this one needs significant repairs before hand, is it unreasonable to contact the selling agent (i don't have a buying agent) to request sometime to walk through it with a couple of guys BEFORE putting an offer on it?