Think of the origination fee as all the front end work that goes to putting the deal together, marketing, advertising, underwriting deals, overhead for personnel and office and the brain trust in general that is bringing you a deal that you otherwise wouldn't find yourself. 

as your primary you should be able to get an O/O HELOC my guess on the move out question would be dont ask dont tell, so residential HELOC's tend to be 10 year term, so I would maybe get the HELOC from a bank you dont do investing related banking with maybe an out of area bank or bigger institution. and set up a P.O. box or a different address to get correspondence from them (totally reasonable in a multifamily) this way when you move that doesnt change, so no red flag for them to call it due.

Current tenants leaving when their lease expires (i.e. not renewing) is always a risk, but one that you may be able to address if you are allowed to talk to the current tenants. 

I called a custodian company in Las Vegas called Preferred Trust and they said it was possible to invest in an online business like an Amazon store or a website with a SDIRA as well as real estate.   

I've got 40K in equity according to zillow (Which I don't trust that much...) so maybe 20K if I get screwed, but I'd rather keep it for awhile until I know how life is going to go for me. 

I felt a lot of trust with my inspector and valued his opinion when making my decision to go through with it if I could put in the sweat equity. $205k building, and with a 3.5% fha loan, owner occupied, and in a low to moderate income area, with lender credits, I only put down $4,500 with less than $1,800 in upfront costs, inspection, appraisal.

I don't think that they are because most of them do not even show the address.

However, you have to find a contractor willing to work with the program as they have to agree to NOT get paid until after the work is complete, and has been inspected by FHA.Lastly, I want to address something you said that needs clarifying. 

Trust information but verify.7.

Tony Marcelle Absentee really just means that the owner has a different address than the property tax records.