A refinance would pay off the old loan, triggering a prepayment penalty.

One day you will love this then the next you will be pulling your hair out.I highly suggest putting in your lease tenant checked all smoke detectors and carbon monoxide detectors.I also make them write that they will keep working batteries in them at all times.This will be like any relationship,no two people are the same.What works with one door might not work with the next.I will HIGHLY SUGGEST READING Managing rental properties by Brandon Turner !!!

You may do a lot of research and talk to a lot of companies and even look at properties for your portfolio and still not pull the trigger.

Have a few lots on my mind just haven’t pulled the trigger.

The best thing that worked for me was to plan for everything I could, then pull the trigger.

It also won't trigger the call on transfer clause from the bank because moving into a land trust doesn't require a filing with the county.The only drawback is that you will have to pay an attorney of course but it may be worth it. 

Your tax return isn’t going to trigger any “cross checking” with your “occupancy status”.  

I too have been seeing a good amount of negative reactions when it comes to investing in a condo, making me a little hesitant on pulling the trigger. 

I will be in a position to put a down payment on a apartment in the next year, and I’m trying to learn everything I can about them before I pull the trigger.

If your okay renting to someone with neon pink hair teardrop face tattoos and lips and nose covered in trinkets and fish hooks then go for it