It sounds like a Private Money Lender may be a good option for this scenario so long as the numbers work out well and there are plenty of comps to support the 175 ARV.

I am sure we have all played the insurance game and it can be quite frustrating trying to collect for what you need to replace or repair.A cost segregation study can serve as a substantive document that an owner can use as support to a claim that is being disputed to their favor.

Empirical data generally support these expectations, with self-storage, residential properties, and shopping centers having a success ratio from the mid-70% to the low-80% range in high-inflation semesters, higher than the industry average (71%)." 

He said that one of the main issues is that the buyer didn't have the financial means to personally support the property, meaning he couldn't afford any unforeseen capital expenditures or if there was a high vacancy rate that this property would bankrupt him.

If the comps truly do support the as-is condition of your property, I’d make sure the LO & agent provide the comps.

Any evidence to support that number?

The main costs include additional support to the structure to make this a long term home.

Because, you have decided to get into real estate the next logical step might be in starting a business/ getting a job that will support your knowledge and understanding of real estate investing.

I also have a deal that I've run the numbers on a hot market where I can make 50k-100k profit after rehab for a flip (I have 3 comps to support this sold this month) or I can make 3k/month in rent.

You can contact support to get this resolved!