You have to make sure that your rehab budget is light enough to fit into the 203k streamline process or you have to pay a HUD consultant to verify that your general contractor's scope of work meets their criteria.The other area that kills these deals for 2-4 units is self sufficiency.

In regards to plumbing and electric: It is my understanding there is already sufficient electric (separate panel) and there are water lines coming in but I believe we would have to connect the drain lines to the sewer.

Sounds like I just need to get moving.I am curious, do you think an initial list of 68 is sufficient? 

We were able to purchase this property early on in ’19.While it feels like a lot of action when one reads about it, fact is that the speed at which deals were appearing in the MLS was not sufficient for us… good deals were far too infrequent, and there was a lot of competition for them.

Brokers want their fees and are not sufficiently selective. 

Multiple evictions will result in denial.8.Long term rental history or home ownership is favorable.Residence history that shows an excessive number of moves within the last seven years will require additional security deposit.9.If residency was out of state within the last five years, an additional fee may be necessary to conduct an out of state background check.INCOME/EMPLOYMENT HISTORY1.We will examine the most recent two years of income history.We will not consider unverifiable income. 2.We require sufficient and stable sources of income, equal to at least 3x the monthly rent.We will consider income that is 2.5x the monthly rent with additional security deposit.3.To verify income, we may request documentation such as pay stubs, benefit award letters, bank statements, retirement accounts, and tax returns.4.Long term employment history in the same job or profession is favorable.5.Short term, temporary or seasonal employment may qualify with additional security deposit. 6.Self-employed individuals must be able to verify their income through tax returns or bank statements. 7.Retired and unemployed individuals must be able to demonstrate they have sufficient resources to pay living expenses.

My lawyer justified his lack of demand for documentation by the fact that our lease is clear on who can live in the house and that written authorization is needed for any additional occupants meaning that stipulation alone would be sufficient to get an eviction, but I disagree with him thus all the work I did collecting evidence. 

Is Carroll County more of a hard working area with people who are self sufficient income wise???

People were going online and getting bogus ESA letters....Here are some reasons I looked up where a LL can deny an ESA:*They are unable to provide sufficient documentation, such as the emotional support animal letter, that verifies the ESA is necessary for their health and well-being.

We know that we have to be self-sufficient and that there will be no pity party for us if we are unable to make our mortgage payments.