Utilities usually always left out and are big surprise by new investors: Pest control, Garbage, accounting and legal and sewer. 

@Carl MillsapThanks for quick response Yes I have reserve But I am worried about the tenants not able to pay rents and we cannot evict tenants How do handle mortgage payments / issuance and other utilities and overhead cost if there is no cash flow ??

I know a lot of other investors have found great success with utilizing large amounts of leverage to maximize their returns but this can hide the fact of how much risk they are taking on.Best of luck,John

Hi BP,I wanted to hear your take when it comes to charging tenants for utilities.

They leave off vacancy, maintenance, cap expenses, utilities, miscellaneous costs.  

You will hold the current renter responsible for rent, utilities, and other charges until a new tenant takes over.

Are people doing this under a business in order to utilize tax write offs, or personal (no tax benefit)?

How are others utilizing this time to better themselves personally and professionally?

Utilized a local bank to open a business account when purchasing a rental at the beginning of the year.

Monthly costs on utilities should be passed to the tenants this is a killer for your investment.