In particular, I'm curious about what to look for as a first-time home buyer with an eye on investing (specifically if you live in California) and out-of-state investing advice including how to research and what to look for when prospecting a state/county/neighborhood you know nothing about?   

If you have a specific question you are welcome to send me a message or post it.

It's a company overlay, meaning it's a specific lending requirement to that mortgage company. 

(I'm not familiar with the US sites on closed sales in a specific area and stuff....)What about negotiation with the banks about fees that can be waived - Do they do their best to decrease my investment?

I think I have to make it look designer like for executive type (higher end) renters.I'm specifically looking for paint color schemes and flooring/carpet advice.

The IRS allows you to buy real estate with your IRA, with some very specific rules for doing this. 

@Shane Kelley The lien laws are very specific.....if you don't answer the above questions, no way to help you with lien possibilities.  

Speaking about purchasing - it really depends on what you're looking for specifically!

(If not, there are floor-specific reglazing options.)Replace the vanity with a CLEAN-LINED contemporary white cabinet, top, sink, faucet, and hardware. 

Consult your own attorney who can review the condo association bylaws and give you an informed opinion as to whether or not the owner's interpretation of exclusivity is correct for your specific circumstances.