@Terrence Williams - I know it seems counterintuitive to not use debt... but basically 2 reasons:1) We bought a distressed deal and the bridge financing would have been too expensive2) Less risk and now we don't have to worry about the debt service 

Megan,Why don’t you give the new company a try instead if immediately switching, who knows, you may like their service structure even better

Unless there's an actual provision in your specific loan agreement that prevents you from renting it out for 1 year, it's not an actual requirement, just "gouge," to use the military jargon, that people like to throw around as a rule of thumb.The point of the VA Loan is to provide service members and veterans the opportunity to purchase a primary residence. 

Looking for a HVAC personal that will convert a 6 unit building from boilers to individual heating system and wont break the bank doing so. Any comments will be greatly appreciated and also who to stay away from.

These 2 should provide me close to $1,000/mo to cover her student loans after debt service, insurance, capex, opex, taxes, and vacancies.

Now don't get me wrong, they are very knowledgeable people and their help is great, but are their more proactive local services out there?

Nigel McFarlane Hmm, Chris Mason for financing and Evelyn Georgieva for REA services should be a great combo.

Basement including electric service panel, heating system, water heater, meters for all utilities etc. 

When calculating DSCR, we know that the formula is NOI / Debt Service. 

Finally, when tenants had gas company out to turn on service, they couldn’t do so, as there was a leak.