@Stephen Sawrie,Do you mean can you use your SDIRA funds as a down payment and finance the rest of what you need to purchase vs. can you offer to finance OTHER peoples projects? 

I gave them 5 days to make the payment...which they have not done.

The key is that 2 year work history that you'll need to establish.In certain circumstances you can use the income before you even receive your first paystub (certain relocation and job change scenarios), however typically you'll need to receive atleast 1 paystub to use it.If you have had no work within the last 12 months preceeding this new job then you may need to be on this job for a min of 6 months before you can close on this new loan which would hamper your plans to close within 45 days on this duplex.Then again scenario #3 if you have the credit and the down payment and the property cash flows from conventional underwriting perspective and you have "no credit card debts," on your credit report then you may be able to qualify any way since your debt to income or DTI will be 0% (property cash flows) no debt outstanding to qualify for as the duplex will be adding income to your scenario.I've had an underwriter okay scenario #3 above but have never funded a deal like.

For Buy and Hold loans, they will also Cap at 75% LTV, meaning you'll need to bring in 25% down payment. 

This is what I've seen with unemployed. 1) there aren't many here that are 2) most max out the equity before thinking of selling so lots are either upside down or break even.It would seem the unemployed space would work best for subject to deals (take over the payments). 

There is also a company called LimaOne Capital that makes loans to non US investors, 25% down payment, 8% interest rate on a true 30yr loan.

Hello fellow BP fans, I'm a newbie investing in the NY area (an hour from Manhattan). I'm seriously considering this single family that needs renovation in a terrific area and need to act quickly. I know it's usually ...

Since it is our practice to analyse a property using the posted rate - and then obtain a variable rate mortgage 2%+ lower, but set out payments as though we were paying a 5-yr fixed at the posted rate ... it will be not change for us ;-)

If you increased the down payment, would the seller be ok with it as previously agreed?

The few hundred a month (potentially) will be eaten up with one missed payment and/or problem.