You could finance some decent flips over the next few months, make a decent return, fix your credit, and be ready to get into some bigger commercial investing by the time your credit has had some time to recover.

@Eric Healy - the market here in Seattle dropped sharply in the Summer of 2018, but has recovered its footing since then.

How has the area in general been recovering and how much is the potential of another major hurricane factored into your investment underwriting?

The area around Penn Station in Baltimore is slowly recovering, and if you don't mind living a few blocks away, there are plenty of multi-units in Charles Village or Mt.

You just have to make sure you have a good handle on how much you should be recovering. 

They always say that whatever they are charging you for the course, you always recover more in your first deal.  

I would like to recover some if not all of my money and i was wondering what ways i could do that.

Unless the contract specifically provides for you to recover your costs, it's unlikely you would be able to. 

For the two condos in Ecuador, we are searching for long term tenants as their tourism industry is going to take a while to recover.

If a hurricane, flood, tornado, mud slide, fire, windstorm, or some other event happens, do you have the means to recover?