Check with your employer/benefit plan, some have rules that if its not your primary residence that you need to pay back the loan within 5 years, some plans do not let you make additional payments but allow pay off in full as early as you want, also if you leave your employer anytime before the loan is due, you may have to pay it off or pay a penalty.  

Then, I asked how to reach investors in Derby, KS, as i had many pre-qualified renters ready to lease in that area, and I was again, told I was soliciting. 

Also, do your homework and make sure tenants qualify...use free background check services like mycase.in.gov (what I use in Indiana).

By November/December some folks will want out of residence or will have decided they really do not like their current roommate(s).

@Tom Kuhen I also have bought a HUD home that I use as my primary residence.  

I've done a fair bit of research over the past few weeks, reading books such as What Every Real Estate Investor Needs to Know About Cash Flow, The ABCs of Real Estate Investing, and Investing in Duplexes, Triplexes & Quads.As I'm starting out, I'm interested in investing in single family residences and 2-4 unit multifamily for a long-term buy-and-hold strategy.  

I currently reside in Atlanta and extremely motivated to make it in the real estate world, that being said I'm still new at this, very new and would love it if any of you guys can give me some beginner tips maybe how to start in the wholesaling side of the market?

My question is, can I qualify for another FHA loan after this refi or should I just go conventional for the duplex? 

Advertise your rental and find another qualified tenant.

Not many sales in that area but most residents are renting.