I'm looking for two private money loans on two sfh in San Antonio, TX, and have read about the many unscupulous companies who take upfront fees and skip out on the loan at the end of escrow, which of course, scares me. 

If I do come across a private lender, what is a fair fee to pay them for using their money for 6 months until I refi into a conventional loan and pay them off?  

I am currently working on a deal for two properties with a private seller who will finance them.

Would be nice to Converse about your method whether it’s buying hold or if it is more of a weekly trade or daily trade process.

@Jeff Moore have you had a conversation with your agent?

You must talk to some hard money lenders (which can range from a private individual with cash to lend, to a quasi-mortgage broker who does HML and bridge loans - the former often being the easiest/quickest/simplest to the work with, the latter often being more like applying for a conventional mortgage), because you have to know the following about your financing options/costs in order to evaluate potential deals:LTV/down payment requirements, and whether they cover just purchase, or both purchase and rehab costs.

Might be the lot is too small and there is no choice but to rehab the house in its current configuration -- unless you think you can get the adjacent lot, which would have to be out of scope of the conversation.

I'm planning on contacting them today to set up a conversation with them to find out more about their services and whether it would make sense to go with them.

You call the police 30 times etc, instead of having a civilized conversation with your neighbors.

I retrieved this notion from a Real Estate Agent that I had the pleasure of conversing with which it seems that he probably was misinformed or something.