David,You can also use a personal loan which is generally easier and goes up to $50K. 

Then you have a person in that market if you get an investor deal.

Our screening is all completed online, and our reports are electronic. 

We've thought about subbing out to a proper "property management" company but we really don't need help collecting rent or expenses (this is all done electronically online) or even finding new Tenants on the odd occasion when we have an Apt turnover (we use Brokers for that) ...

I'm looking to sell my furniture to one person instead of 130+ items to 130+ people. 

I personally use a broker for my properties so they can shop around, unlike Allstate.

They have no income, so they can't refi or HELOC to use their equity for their personal expense.

At 65 personally I'd want debt paid down or gone but it's not bad to add some more properties.

I have purchased 3 STRs personally in the last 18 months and have closed on at least 25 for clients in the past 12 months.  

It has a very nice bath tub that is of high importance to us personally.