If you want a "reasonably" fast way to straighten that out, you have to "connect" by clicking the name of the person you wish to speak to.

And it depends on the person, but yeah, most will be over 10% these days. 

It is money I can take out early and avoid the penalty because of a divorce but it has to go to a personal bank account and it has to come to me in a lump sum.

@Quiche LynnI think your confusing the term noteThe note is a promissory note - meaning the document that she signed stating she will pay this person this much money.What it sounds like is she wants to send a settlement offer to try and renegotiate the deal?

No personal income, tax returns or DTI to worry about.

Regarding taxes, I believe LLCs are pass-through entities, and you will just claim the income on your personal tax returns.

No "headaches" except for risk of near total loss of principle unless I put more money in...I'll take the risk of a project that I need to complete personally in exchange for a near-perfect risk/reward profile and complete understanding of the investment.

As of right now me, my partner , and one other person is moving in but, I need to find a way to fill in the other 2 bedrooms.

Hard for a person to imagine living there. 

Keeping your building expenses separate from your personal finances can make it a lot easier.