We have a ton of clients who are young professionals buying in that area, either to owner-occupy or to house hack. 

And yeah if you don’t intend to occupy it then you shouldn’t do the FHA loan but if you do and then something genuinely changes and you move to CA before a year is up you should be fine.

@Naomasa Hase if you don’t occupy the property the lender will refinance it as a non-owner occupied loan.

Can you get any kind of conventional loan, not owner occupied, for less than 20%?

@David Balogun, you might want to look into the FNMA Homestyle Renovation loan that allows for investors to purchase non-owner occupied properties.

Hello community I'm Kenneth, 34, and own/occupy a small 2/1 condo in San Diego, CA.

It's hard to stand out.There are some owner-occupied segments with people who share motivating factors for selling their home.Seniors with Long-time Ownership: often ready to downsize or transition to assistance.Homeowners with Low Financial Stability Scores (FSS): Struggling financially and likely ready to cash in on their asset.Good luck with your campaign.

I generally only see it being offered on owner occupied properties.

Are you going to be owner occupying the property, or is this purely for investment?

It is fully occupied and the revenue is $1800/month.