Ways to put down less than 20%, not owner occupied, conventional?

[Sierra Swords]

Hi All! I am a 25 year old new investor who just purchased her first duplex out of state a month ago. I am looking for ways to buy another with less than 20% down? Can you get any kind of conventional loan, not owner occupied, for less than 20%? are there certain banks that might do it, even if it's hard to find? The area I currently live in doesn't make sense to buy in (central NJ) so I bought my first in my hometown of Westfield MA, where I have my dad to manage on-site issues, while I rent here in NJ. Owner occupying in NJ isn't really an option (though I know it would allow me low money down), but again, returns are so poor here. 

Any suggestions are welcome! Thanks!

[Sierra Swords]

Okay thanks guys! I didn't really think it was possible, but was listening to the new Real Estate Rookie podcast this morning. The guy was saying he put 20% down on a duplex "even though he had the option to put so much less". I posted while listening. Later in the episode he commented on how he was actually owner occupying. He had left that detail out for a while, while talking about the deal. I didn't know if there was something I was missing!