You have your primary residence which consists of the house you live in and a fluid amount of land that would be determined in agreement with your cpa.  

My tenants appreciate a consistent expense for their housing and I do think it makes the apartments easier to rent in that house.Before you put the utilities in your name, I would ask her what she plans to do when you leave or if you were to lose your job and be unwilling to pay the bill?  

Multiply that out to determine how many houses you will need. 

I consistently hear of agents not making that much, could be as you said that they're not treating it as their business.

i use either 3% or 5% in my cash flow/cap rate calcs...any prop with consistently higher than 5% vacancy rate is not something i am interested in.... 

So if you multiply your 4-month return by three, you will get your ROR, which is the real number to keep your eye on, since that allows you to normalize returns across other options.  

Run numbers until they make sense.That is the most consistent advice I have gotten.Start connecting with other investors in the area you want to invest in.

I own 2 families homes partly having to avoid dealing with the city regulations required in 3+ families and also because the majority of the housing stock in the Jersey City/Union City/North Bergen/West New York area consists of 2 family homes.

I would say this is a C neighborhood and consists of three buildings (two duplexes and one triplex)The house is listed for 525,000 and I reached put for hard money for this loan.

Established home pricing has risen consistently with townhomes and some condos leading the charge due to affordability.