Research, study, talk to a real estate attorney if need be but, in today's market, don't take the chance on risky real estate transactions.

FIVE FACTORS Payment History = 35% Debt Ratio: Balance/Limits = 30% Length of Credit History = 15% Types of Credit = 10% Number of Inquires = 10% FIVE SOLUTIONS Remove the "Bad Credit" "Rapid Rescore" your existing credit Add a "Seasoned Tradeline" Add different "Types of Credit" Remove "Inquires" The point is that even if you are successful in disputing negative items off your report, you are still only affecting at best... 35% of what makes up your score... make sure you address all 5 factors.

What was your major field of study in college?

I plan to buy, hold, and rent.I am in a college town and most of the properties I am looking at will likely have a relationship to people working or studying at the college.

I thought that because I would be working abroad my college degree had no importance, much like you, but now my options are very limited.

to put it simply.. you'll learn more in your first two weeks when you actually purchase than you will have with those years of book studying.

Georgia state requirements are that you must be at least 18 years of age, a high school graduate or hold a GED, and completed at least 90 hours of study approved by the Board.

If we were to sell it - we would be able to get $39-$40k for it.We are just beginners, but have study the market and industry a lot and we are ready to dig into it.

Also, are there any limitations on refinancing a home with a FHA 203k loan (say 6 months after closing and after all repairs completed) or limitations on selling the home (after repairs).

Scientists with the International Siberian Shelf Study 2008 describe what they saw along the coastline recently as "methane chimneys" reaching from the sea floor to the ocean's surface.